WA TaxCalc

WA Cares Fund Calculator 2026

Calculate WA Cares long-term care payroll deductions at 0.58%. Track employee exemptions and see combined PFML + WA Cares costs in one view.

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Employees with approved WA Cares exemptions

What Is the WA Cares Fund?

The WA Cares Fund is Washington State's long-term care insurance program. It provides a lifetime benefit of up to $36,500 for long-term care services. The program is funded through a 0.58% payroll premium paid by employees.

Who Pays?

Employees pay the full 0.58% — employers withhold and remit it but don't contribute. However, employers must track exemptions, calculate withholdings, and file quarterly reports.

Exemptions

Employees may be exempt if they:

  • Purchased qualifying private long-term care insurance before Nov 1, 2021
  • Are a veteran with 70%+ service-connected disability
  • Are a non-immigrant visa holder
  • Work in WA but live in a bordering state

Disclaimer: Estimates only. Consult ESD for exact withholding requirements.